The Decentralist Papers · Paper VIII of XX

The National Dividend

Your Share of the Union's Productivity

Roy W. Gurner · December 31, 2025 · 2 min read

A Continental Union of roughly one billion people, run well, is a $100 trillion economy (Paper XIX). That is $100,000 per person in economic activity every year.

Today a large share of that is absorbed by federal bureaucracy, lost to corruption, or suppressed by cartels and failed governments across the hemisphere.

The Decentralist proposal: the National Dividend.

With a federal government limited to defense, courts, and foreign policy, federal spending falls to a fraction of today’s. The surplus belongs to the citizens who produced it.

How it works:

  • Federal revenue (tariff + consumption tax) funds the three core functions
  • Surplus after those functions is calculated annually and published
  • The surplus is divided equally among all citizens
  • Every man, woman, and child receives a share

This is not welfare and it is not UBI. Welfare is means-tested and administered. UBI is funded by taxing labor. A dividend is a share of a surplus that already exists, paid to shareholders. If there is no surplus, there is no dividend. The incentive runs the right way: citizens want a lean government because the savings are theirs.

The working assumption: a surplus of 10% of GDP.

$10 trillion ÷ 1 billion citizens = $10,000 per citizen per year.

That number moves with the economy and with how lean the government actually is. It is an estimate, not a promise.

The pro-family effect:

Each child is a citizen. Each citizen gets a share.

Family Size Dividend Shares Annual Dividend
Single adult 1 share $10,000
Married couple 2 shares $20,000
Family of 4 4 shares $40,000
Family of 5 5 shares $50,000

Under the current system both parents must work and daycare costs more than college. Under this one, a child brings a dividend share, and one parent can afford to stay home if the family wants that.

A working parent earning $60,000, family of 5:

  • $48,000 take-home (80%)
  • $6,000 into personal savings (10%)
  • $6,000 tithe to the local community (10%)
  • $50,000 family dividend (5 shares)
  • Household: $98,000 liquid plus $6,000 saved, and no income tax filing.

Compare: $60,000 gross today is roughly $45,000 after federal and state taxes, with no dividend and no forced savings.

This is not redistribution. It is a return on ownership.

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